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Market cycles come and go, but gold has maintained its long term valueThe value of gold, in terms of real goods and services that it can buy, has remained remarkably stable. In contrast, the purchasing power of many currencies has generally declined. Gold is among only a handful of financial assets that is not matched by a liability. It can provide 'insurance' against extreme movements on the value of traditional asset classes that can happen in unsettled times. In fact, statistical analysis shows that over the past thirty years, the correlation between gold and the Dow Jones Industrial Average actually declined during the worst 30 months of the equity index – an indication that investors in gold had the protection they sought when they needed it the most. Nowadays, gold certificates offer investors a method of holding gold without taking physical delivery. Issued by individual banks, particularly in countries like Germany and Switzerland, they confirm an individual's owner

Sachi now walks very fast,say many new words as he is 18 months old .We bought a small book for him which he himself call "POOK". When we say go and take your book sachi ... he will go and take this POOK. he can identify some familiar animals, birds ,etc.Last week we took him to zoo...Ohh really he enjoyed that day very much.He walked,ran in the small road... sometimes will fall down..will get up ..with a cute smile.There he saw many animals but he said all are BOW BOW... (he thought of each animal being a dog) .. He can identify Duck , yalk, parrot,elephant,fish,girl ,boy,apple,ornage,cake etc on seeing them in the POOK.Then we bought one bat and ball for him, which he used to play sometimes.His father plays suttle daily...so he also wants a bat and ball for playing. His new fascination is water...he wants water eveytime....for playing,bathing,drinking.....His another fascination is browsing the albumn which contain his photos...and kissing his snaps...and saying "

All the best for the new year.Hope the coming year will be good for all. The sensex and nifty in the year 2006 will make us to see new new life-time highs.Many experts are saying that the coming year is the year of autos . As everyone knows it was the third year of successive gains for Sensex. In 2005, the Sensex gained 42% and nifty 36%.Mny expers are saying that markets will move on the positive side in 2006 and will reach 10000 in a couple of months and 15000 in near future.The main sectors to watch are Auto,Logistics,Investment finance.The key point to note is that FIIs are attracted by the mid-cap stocks rather than the heavies now a days.So its sure that Mid cap index will see new and new highs in the coming year.That's to track and find the next infosys when it is affordable.The interesting thing to note is that midcap index has closed in new all time high for this year.Many mid cap stocks like geometric software , 3i infotech,NIIT,indraprasta gas,tvs motors,nicholas Pira